Are all insurance companies created equal?

May 21, 2019 /

Surprisingly, the answer is no. It is easy to get caught up in the advertising gimmicks only to find out otherwise when you have a claim. What one needs to do to adequately protect themselves is to read the contract. That’s right; the policy between the insurance company and yourself is a contract. Not all…

Read More

Extreme Heat and Your Car

July 23, 2018 /

Summer weather is here!  It seems to be getting hotter and drier earlier in the season while having longer periods without precipitation. During times of extreme heat, not just cold,  is when issues seem to arise on your automobile. There are things you can do to make sure your ride goes smoothly. Under the hood…

Read More

To Jump or Not To Jump……That is the Trampoline Question

May 2, 2014 /

READ THE ARTICLE Another timely reminder of the dangers of the back yard trampoline.  The cost in medical and liability claims might help you understand when an insurance company won’t insure the house with all of the neighborhood kids in the back jumping on the tramp.  

Read More


February 24, 2014 /

When working with a client buying a condominium, there are “sticky” points in the education process of insurance in the purchase.  The hardest one is the first one as far as coverages go:  building items. When you buy a condominium you will start off with two policies.  One is called the “Master Policy”.  Every owner…

Read More

To claim or not to claim…….who do you ask the question?

October 18, 2013 /

You were just in an accident.  You were backing up and hit a pole.  The pole was fine, but your back fender was damaged. You’re not sure you want to start a claim or how much would you need to pay up front.  You might have had an accident months ago and don’t want your…

Read More

September 27, 2013 /

Two weeks ago we had our semi-annual shredding event and it was FANTASTIC!!  Liz bought us breakfast and we were so busy all we could do was visit the pancakes every now and again!  In the end we had over three (3!) tons of shredded paper.  A lot of the guys (young and old) enjoyed…

Read More


July 26, 2013 /

Of the homeowners who have purchased monitored theft prevention measures for their home, almost one third do not set them, even during the summer when burglars are at the busiest.   A survey commissioned by Nationwide Insurance found that, while 79% of homeowners have at least one common theft-prevention measure (such as an alarm system…

Read More


June 10, 2013 /

What do you do when you lose your passport overseas?      Before you left you: e-mailed photos of your passport and IDs to yourself Pack photocopies of your passport and visa Leave copies with a trusted friend in case your luggage is stolen or misrouted Downloaded Smart Traveler, a State Department smartphone app with…

Read More


June 6, 2013 /

Last month SILVERMARK went to a fair.  A pet fair.  It was presented at the Redmond Senior Center, and a lot of fun.  Four pawed family members you’ve never met that go home with you, veterinarians to meet and services to experience.  And then there was the reason we were there: to introduce and explain…

Read More


March 6, 2013 /

It’s been three months since Christmas.  Three months for the new diamond ring, new diamond bracelet and earrings, new fur, new watch, new addition to your collection, new antique chair to be in your home and not let your insurance agent know about it.  It needs to be added to your homeowners policy.   If…

Read More