insurance protection

My Business, Why Insurance

April 27, 2012 / 2 Comments

When you start a business one of the last things you think about is insurance, but it should be as close to the top of the “to do” list as possible.  Why?  Insurance is required for opening an office space and getting a loan   Accidents don’t care if you have just started.  When they…

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Just Because You Don't Have It Doesn't Mean They Won't Take It

March 9, 2012 / 4 Comments

Part of buying auto insurance is to decide how much liability coverage you want to buy.  Most are sophisticated enough to understand what can be lost in a second and buy enough to cover their assets.  It is to the others that this blog is dedicated. Dear Others:  When you come into an insurance agency,…

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BRIDES AND BUSINESSES: Special Insurance Just For You

February 10, 2012 / 2 Comments

 Two insurance coverages of which I wasn’t aware came across my desk today and I wanted to let you know.  They might be JUST what you need:  Wedding Protector Plan:             Yes, it is that time of year.  We are all starting to gear up, check the registers, rsvp the invitations, book the hotel rooms. …

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Peace of Mind With Pet Insurance

May 5, 2011 / 0 Comments

Okay.  So, you’re at the Humane Society, looking into those HUGE, pleading, chocolate colored eyes that say “I’m yours”.  That’s it, wrap him up and take him home. Then reality hits.  Just like a human child, if anything happens to your new family member that affects him or her physically, you are responsible to provide…

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A Firefighters Advice

February 24, 2011 / 0 Comments

At my home I receive a free weekly community newspaper, the Sammamish Review.  It’s fun to read about what’s going on, look at the local ads and how the teams are doing.  In this weeks’ paper there was a little notice: EFR advises fire insurance In 2010, Eastside Fire & Rescue responded to 110 structure…

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A Screech Brings Peace of Mind

February 10, 2011 / 0 Comments

I was speaking with an acquaintance last week.  She told me she had A LOT of beautiful jewelry and just found out her homeowners insurance policy would only cover up to $2,000 if it were stolen or lost.  ONLY TWO THOUSAND DOLLARS (her caps, said while screeching).  She called her homeowners insurance agent and, among other things,…

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But I Have Insurance

January 20, 2011 / 0 Comments

When you sign an application for insurance coverage (auto, home, etc), you are signing a contract.  The “do’s and don’ts, who does and who doesn’ts” of the contract are spelled out in the insurance policy. I understand not reading the insurance policy when you receive it.  There are people in the industry, even selling the…

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Close But Different

October 7, 2010 / 0 Comments

There are some policies in the insurance world that are, at first glance, the same. A homeowner policy. You own a home and need to insure it, get homeowners insurance, your done. Mission accomplished. A few years later a different agent comes along and says he can give you homeowners insurance for less cost. He…

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When Enough is Enough

September 10, 2010 / 0 Comments

With the market With the market value of homes going up, sideways, down and up-side-down, it’s hard not to question if your homeowners insurance is giving the coverage you need in case of catastrophic loss. If your homes market value goes down, should your insurance coverage? No Here is why: There are three ways to…

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Stroller Accident Lessons at the Fair

September 2, 2010 / 0 Comments

At the beginning of every year our family sits down with a HUGE calendar and fills in important dates. After birthdays and anniversaries and before “xing” out Labor day we fill in the opening day of the Evergreen State Fair. We are always there on the first day. So, last Thursday, August 26th, you know…

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