insurance claims

Are all insurance companies created equal?

May 21, 2019 /

Surprisingly, the answer is no. It is easy to get caught up in the advertising gimmicks only to find out otherwise when you have a claim. What one needs to do to adequately protect themselves is to read the contract. That’s right; the policy between the insurance company and yourself is a contract. Not all…

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Peace of Mind With Pet Insurance

May 5, 2011 /

Okay.  So, you’re at the Humane Society, looking into those HUGE, pleading, chocolate colored eyes that say “I’m yours”.  That’s it, wrap him up and take him home. Then reality hits.  Just like a human child, if anything happens to your new family member that affects him or her physically, you are responsible to provide…

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My Houses' Unscheduled Move

April 1, 2011 /

Nothing is more scary, disconcerting, confusing and just downright un-natural than the feeling of the earth moving under your house, feet, chair at the office.  Nothing.  The ground shouldn’t move.  Rivers, yes, ocean, okay, earth, not so much.  This is a great visual of where the shaking happens most (check out the upper left picture….the…

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Boat Boo-Boos

March 24, 2011 /

Ahh, spring.  A time when your mind begins to turn to ……… summer.  Ahh, summer ……… a time when your mind turns to ……. boating.  Ahh, boating ……. a time when your mind turns to ……. boat insurance! If you buy a boat this spring/summer and buy it outright, getting boat insurance will be a…

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A Firefighters Advice

February 24, 2011 /

At my home I receive a free weekly community newspaper, the Sammamish Review.  It’s fun to read about what’s going on, look at the local ads and how the teams are doing.  In this weeks’ paper there was a little notice: EFR advises fire insurance In 2010, Eastside Fire & Rescue responded to 110 structure…

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A Screech Brings Peace of Mind

February 10, 2011 /

I was speaking with an acquaintance last week.  She told me she had A LOT of beautiful jewelry and just found out her homeowners insurance policy would only cover up to $2,000 if it were stolen or lost.  ONLY TWO THOUSAND DOLLARS (her caps, said while screeching).  She called her homeowners insurance agent and, among other things,…

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But I Have Insurance

January 20, 2011 /

When you sign an application for insurance coverage (auto, home, etc), you are signing a contract.  The “do’s and don’ts, who does and who doesn’ts” of the contract are spelled out in the insurance policy. I understand not reading the insurance policy when you receive it.  There are people in the industry, even selling the…

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Guests, Uninvited

November 19, 2010 /

You all know very quickly what new claims come across my desk by the subject of my blog for the week. This weeks’ claims winner: rodents in your cars’ engine. Okay, not glamorous (how glamorous, really, are claims), or anything you look forward to thinking about. But neither is shelling out $6,000 or $14,000 to…

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It Was a Dark and Stormy Night

October 14, 2010 /

Q&A Caroline asks: with the stormy winter season coming, what is the first thing I should do if a tree falls on my house or my car? Answer: Here’s a list: 1. Check to make sure everyone is okay in or around the house or car 2. For your house, if you need to, turn…

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A Tragedy From Which to Learn

September 15, 2010 /

As a lot of you know, dogs, their possibility to bite and the cost of claims on the owners homeowners policy for medical care and litigation has been a concern to the insurance industry for years. You just can’t charge enough in annual premium to cover tens of thousands in claim dollars. Now, the recent…

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