CONDOMINIUM INSURANCE COVERAGE CONUNDRUM

When working with a client buying a condominium, there are “sticky” points in the education process of insurance in the purchase.  The hardest one is the first one as far as coverages go:  building items. When you buy a condominium you will start off with two policies.  One is called the “Master Policy”.  Every owner…

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Two weeks ago we had our semi-annual shredding event and it was FANTASTIC!!  Liz bought us breakfast and we were so busy all we could do was visit the pancakes every now and again!  In the end we had over three (3!) tons of shredded paper.  A lot of the guys (young and old) enjoyed…

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WHY BUY IT AND NOT USE IT

Of the homeowners who have purchased monitored theft prevention measures for their home, almost one third do not set them, even during the summer when burglars are at the busiest.   A survey commissioned by Nationwide Insurance found that, while 79% of homeowners have at least one common theft-prevention measure (such as an alarm system…

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JUST A FEW TRAVEL THINGS;

What do you do when you lose your passport overseas?      Before you left you: e-mailed photos of your passport and IDs to yourself Pack photocopies of your passport and visa Leave copies with a trusted friend in case your luggage is stolen or misrouted Downloaded Smart Traveler, a State Department smartphone app with…

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GREAT PET INSURANCE QUESTIONS

Last month SILVERMARK went to a fair.  A pet fair.  It was presented at the Redmond Senior Center, and a lot of fun.  Four pawed family members you’ve never met that go home with you, veterinarians to meet and services to experience.  And then there was the reason we were there: to introduce and explain…

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FIND THE VALUE AND SHRED THE REST

It’s been three months since Christmas.  Three months for the new diamond ring, new diamond bracelet and earrings, new fur, new watch, new addition to your collection, new antique chair to be in your home and not let your insurance agent know about it.  It needs to be added to your homeowners policy.   If…

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Give That Man A 10

In my blog I always try to explain insurance concepts in such a way that they are easy to understand. The best and easiest way for me, personally, is by stories……experiences. The liability coverage under home and renters insurance was the hardest for me to come up with a story. Liability is a “third party”…

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BE AWARE AND PREPARE

As our northwest weather season turns into winter, our minds go to the weather related catastrophes to which we are prone:  flooding/damaging winds/freezing and snow.  Non-weather related, but still in the back of our minds, the natural disasters of earthquakes and volcano! Here are a few helpful links.  They can help you prepare, think through,…

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