Are all insurance companies created equal?

May 21, 2019 / 0 Comments

Surprisingly, the answer is no. It is easy to get caught up in the advertising gimmicks only to find out otherwise when you have a claim. What one needs to do to adequately protect themselves is to read the contract. That’s right; the policy between the insurance company and yourself is a contract. Not all…

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Office Closed Today 2/5/19

February 5, 2019 / 0 Comments

Due to the inclement weather our office will be closed today, 2/5/19. If you have an emergency claim, you can find the emergency phone number for your company on our website under the Contact Us tab. Stay safe and warm during this frigid weather.

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Security Tips for Renters

August 14, 2018 / 0 Comments

I have seen posts on my local Facebook community regarding break-ins at apartment complexes in the area. Thieves tend to break-in during the daytime between 10:00 am and 2:00 pm when they know most people are not home.  Since renters don’t typically own their unit or complex, it got me thinking……. Besides the lock on…

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Extreme Heat and Your Car

July 23, 2018 / 0 Comments

Summer weather is here!  It seems to be getting hotter and drier earlier in the season while having longer periods without precipitation. During times of extreme heat, not just cold,  is when issues seem to arise on your automobile. There are things you can do to make sure your ride goes smoothly. Under the hood…

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Market Value vs. Replacement Value – Why are they different?

July 17, 2018 / 0 Comments

You finally found the perfect home that suits your needs to purchase and now you need insurance to finalize the sale. You get the insurance quote and it says, in this example, dwelling is $350,000. How can that be? I offered $750,000 to purchase this home! Why are the numbers different you ask. The answer…

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To Jump or Not To Jump……That is the Trampoline Question

May 2, 2014 / 0 Comments

READ THE ARTICLE Another timely reminder of the dangers of the back yard trampoline.  The cost in medical and liability claims might help you understand when an insurance company won’t insure the house with all of the neighborhood kids in the back jumping on the tramp.  

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February 24, 2014 / 0 Comments

When working with a client buying a condominium, there are “sticky” points in the education process of insurance in the purchase.  The hardest one is the first one as far as coverages go:  building items. When you buy a condominium you will start off with two policies.  One is called the “Master Policy”.  Every owner…

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To claim or not to claim…….who do you ask the question?

October 18, 2013 / 1 Comment

You were just in an accident.  You were backing up and hit a pole.  The pole was fine, but your back fender was damaged. You’re not sure you want to start a claim or how much would you need to pay up front.  You might have had an accident months ago and don’t want your…

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September 27, 2013 / 0 Comments

Two weeks ago we had our semi-annual shredding event and it was FANTASTIC!!  Liz bought us breakfast and we were so busy all we could do was visit the pancakes every now and again!  In the end we had over three (3!) tons of shredded paper.  A lot of the guys (young and old) enjoyed…

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July 26, 2013 / 0 Comments

Of the homeowners who have purchased monitored theft prevention measures for their home, almost one third do not set them, even during the summer when burglars are at the busiest.   A survey commissioned by Nationwide Insurance found that, while 79% of homeowners have at least one common theft-prevention measure (such as an alarm system…

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