They Turn 16 and Want to Drive, Too.

Insurance for a teenager. The companies insure an inexperienced immortal, who has only been alive for 16 years, who’s brain won’t finish being developed for years to come and who is sitting in the position of power in a machine weighing 5,000 pounds..…there isn’t enough money.

From an insurance company view, the challenge is to charge enough for their coverage, while considering all of the possibilities. They look at a number of “rating points”. Some of those points THAT A TEEN CAN DIRECTLY EFFECT AND EFFECT THEIR COSTS are as follows:

1. What you do has consequences for which you are responsible. Tickets cost in a number of ways. First, paying the state for the ticket might cause short term discomfort since you probably didn’t budget for a speeding ticket. Secondly, you will pay for your ticket through your cost of insurance. The ticket stays on your state driving record for three years, so a longer term consequence. There are some insurance companies for whom the ticket can increase your cost of insurance for up to five years. If you continue making bad driving choices, your insurance company can drop you all together as a bad risk.

2. GRANDPARENT ALERT: before you buy the new big, shiny whoop-d-doo 4×4 truck or shiny, sleek, powerful grumbly sport car for your hard working graduate: don’t, unless you want to pay for the insurance until the teen is 25. A Corvette + two speed tickets (they seem to go hand in hand) would cost the same for insurance as college tuition. A stock Honda with no tickets is MUCH less costly.

3. Keep your grades up to 3.0 or higher. While you are going to school, you pay your parents back by working hard at possibly the only job you’re asked to do: doing well in school and bringing home good grades. Your 3.0 puts up to $200. back in your parent’s pockets every six months as if you had a job outside of school, brought home a pay check and handed it over.

Over time the insurance company will get to know you and find that you are trustworthy, get good grades and keep your eyes on the road and foot off of the accelerator. Until that happy day, keep in mind 1-3 above and use your common sense to keep your cost of insurance down and your families bank balance up.

14 Comments

  1. Glommitly on August 26, 2021 at 1:45 pm
  2. Zithromax on September 15, 2021 at 11:51 pm

    Is Dog Cephalexin Same As Human

  3. tarkdauck on November 4, 2021 at 9:10 am
  4. viagra online toronto on December 19, 2021 at 6:09 pm

    Cephalexin Dosage For Dog

  5. cialis on January 21, 2022 at 5:08 pm

    tadalafil drug cialis without prescription

  6. cheap cialis on January 24, 2022 at 2:20 am

    buy cialis generic tadalafil from uk

  7. Logingeri on January 30, 2022 at 11:48 pm

    Can Amoxicillin Get You High Iuuccl Prednisone

  8. best price usa tadalafil on February 18, 2022 at 5:30 am

    tadalafil order online no prescription generic cialis tadalafil

  9. Rondumnchsb on February 19, 2022 at 10:39 am

    tadalafil goodrx tadalafil drug

  10. generic tadalafil from uk on March 16, 2022 at 11:50 pm

    generic tadalafil from uk tadalafil order online no prescription

  11. Cwgvdiaxy on March 21, 2022 at 5:24 am

    buy generic viagra viagra and alcohol

  12. where to order tadalafil tablets on March 24, 2022 at 5:34 pm

    cialis cost generic cialis online fast shipping

  13. Kwghphype on March 27, 2022 at 4:21 am

    tadalafil patent tadalafil cost walmart

  14. NmiodiOzy on April 12, 2022 at 12:45 am

    contrave canadian pharmacy top 10 online pharmacy in india

Leave a Comment